Landlord, contents and building insurance
RentCover Platinum
Get a quote - RentCover Platinum
Before we can offer you a quote, we want to make sure your property falls within the target market that we have designed for this policy. This allows us to rule out potential issues with cover. To get a quote, please confirm if the following statements are True about the property you want to insure:
Protecting properties inside and out
RentCover Platinum is designed for stand-alone homes and townhouses needing cover for the entire property, from the driveway to the backyard. And for those who want their landlord, contents and building insurance combined under one policy.
What’s covered?
Click on the features below to learn more about cover, limits and excesses. For all other insured events not listed, a $200 excess applies.
Change of locks
Up to $250 cover | Excess: $0*
Death of a tenant
Up to 52 weeks cover | Excess: $0*
Denial of access
Up to 52 weeks cover | Excess: $0*
Drug lab clean-up
Up to $70,000 cover | Excess: $400
Fire damage to building
Cover up to the sum insured | Excess: $200
Fire damage to contents
Up to $70,000 cover | Excess: $200
Fusion
Up to $70,000 cover | Excess: $200
Legal expenses
Up to $5,000 cover | Excess: $0*
Legal liability
Up to $30 million cover | Excess: $0*
Loss of rent
Up to six of 52 weeks cover | Excess: $0*
Natural disasters to building
Cover up to the sum insured | Excess: $200-500
Natural disasters to contents
Up to $70,000 cover | Excess: $200-500
Pet damage to fixed contents and building
Up to $70,000 cover | Excess: $400 per event
Tax audit
Up to $1,000 cover | Excess: $0*
Tenant damage to fixed contents and building
Up to $70,000 cover | Excess: $400 per event or claim
Theft
Up to $70,000 cover | Excess: $200-$400
Water damage to building
Cover up to the sum insured | Excess: $200
Water damage to contents
Up to $70,000 cover | Excess: $200
Get a quote and apply for RentCover Platinum
Get a quote for RentCover Platinum
We want to make sure you are being sold a policy that will cover you in a time of need! To help rule out potential issues with cover, simply mark yes or no to the below statements.
Why choose EBM RentCover?
We educate
Our team works to equip landlords with the tools and knowledge needed to reduce tenant-related risks, and works closely with the real estate industry to highlight the value of landlord insurance.
We are quick
Our team aims to settle most claims within five working days, assuming we have all the information we need from you.
We are efficient
When a claim is submitted, it is assigned a dedicated claims specialist who aims to work on it from start to finish. Plus, a real person (not a machine) answers calls.
We make it easy
When it comes to making a claim, we make it easy. As a client, you have access to an online portal where you can upload all documentation and simply submit, review and process a claim.
Which policy is right for me?
We have highlighted the differences between our RentCover Ultra and RentCover Platinum policies to help you make an informed decision when choosing the most suitable protection for an investment property.
Protection for landlordsMaking a claim is easy
We invest in innovative technologies to help provide excellent support from cover to claim. Our online claims portal allows you to easily tell us what happened, provide necessary quotes and invoices, upload documentation and submit a claim.
Make a claimEBM RentCover - frequently asked questions
Can I renew my EBM RentCover insurance online?
How do I make a claim against my EBM RentCover policy?
If I need help about insurance, how do I get in touch with the EBM RentCover team?
Why should I take out a policy with EBM RentCover?
Don't need cover for tenant-related damage?
Householders Rental is designed for landlords who don't need cover for tenant-related damage. It provides cover for insured events (such as fire, storm and flood) to contents and optional building, but does not cover accidental or tenant-related loss and damage.
Householders RentalInfo Centre
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